1. Eligibility

1.1 The business loan is available to registered businesses that meet the lender's eligibility criteria.

1.2 The applicant must provide accurate and complete information during the loan application process.

1.3 The lender reserves the right to reject loan applications based on their assessment of the applicant's creditworthiness and business viability.

2. Loan Amount and Repayment Terms

2.1 The approved loan amount and repayment terms will be determined by the lender based on the applicant's financial position and the purpose of the loan.

2.2 The borrower agrees to repay the loan amount, including applicable interest and fees, according to the agreed-upon repayment schedule.

3. Interest Rates and Fees

3.1 The interest rates and fees associated with the business loan will be disclosed to the borrower prior to loan approval.

3.2 The borrower is responsible for paying all applicable interest and fees as per the loan agreement.

4. Loan Security and Collateral

4.1 The lender may require collateral or security for the business loan. The type and value of the collateral will be determined by the lender.

4.2 Failure to provide the required collateral may result in the loan application being declined.

5. Loan Use

5.1 The business loan is intended for legitimate business purposes as outlined in the loan application.

5.2 The borrower agrees to use the loan funds solely for the intended purpose and in compliance with applicable laws and regulations.

6. Default and Late Payments

6.1 The borrower is expected to make timely repayments as per the agreed-upon repayment schedule.

6.2 Failure to make scheduled payments may result in default, late payment fees, and negative impact on the borrower's credit profile.

6.3 The lender may take legal action to recover outstanding loan amounts in the event of default.

7. Early Repayment

7.1 The borrower may choose to repay the loan in full before the agreed-upon maturity date.

7.2 Early repayment may be subject to prepayment penalties or fees, as specified in the loan agreement.

8. Changes to Terms and Conditions

8.1 The lender reserves the right to modify or amend the terms and conditions of the business loan agreement.

8.2 Any changes will be communicated to the borrower in writing, and the borrower will have the opportunity to review and accept the revised terms.

1. Data Collection and Use

1.1 Diznabi Capital will collect and process personal and business information provided by the borrower for the purpose of assessing loan eligibility and managing the loan application.

1.2 Diznabi Capital may use the information to verify identity, evaluate creditworthiness, and conduct necessary background checks.

2. Data Security and Confidentiality

2.1 Diznabi Capital will take appropriate measures to safeguard the confidentiality and security of borrower information.

2.2 Access to borrower data will be limited to authorized personnel and third parties involved in loan processing, subject to legal and regulatory requirements.

3. Data Sharing

3.1 Diznabi Capital may share borrower information with credit bureaus, regulatory authorities, and other entities as required by law.

3.2 Diznabi Capital may engage third-party service providers to assist with loan processing and administration. These service providers will be bound by confidentiality obligations.

4. Marketing and Communication

4.1 Diznabi Capital may use the borrower's contact information to communicate important loan-related updates or offers.

5. Data Retention

5.1 Diznabi Capital will retain borrower information for as long as necessary to fulfill loan-related obligations and comply with legal and regulatory requirements.

6. Rights and Access

6.1 The borrower has the right to access and request the correction, update, or deletion of their personal information held by Diznabi Capital, subject to legal limitations.

7. Consent

7.1 By applying for the business loan, the borrower consents to the collection, use, and disclosure of their personal and business information as outlined in this privacy notice.