Terms & Conditions

Privacy Notice

Terms and Conditions of our Hire Purchase Business Car Loan

Please read in order to continue

1. Loan Agreement

1.1 The hire purchase business loan for a car is subject to the terms and conditions outlined in this agreement and any additional documents signed by the borrower.

1.2 The borrower agrees to provide accurate and complete information during the loan application process.

    2. Loan Amount and Repayment Terms

    2.1 The approved loan amount, interest rate, and repayment terms will be determined by Diznabi Capital Ltd based on the borrower's creditworthiness and the value of the car.

    2.2 The borrower agrees to repay the loan amount, including applicable interest and fees, according to the agreed-upon repayment schedule.

      3. Ownership of the Car

      3.1 The car purchased through the hire purchase business loan remains the property of Diznabi Capital Ltd until the loan is fully repaid.

      3.2 The borrower is responsible for maintaining and insuring the car throughout the loan period.

        4. Default and Late Payments

        4.1 The borrower is expected to make timely repayments as per the agreed-upon repayment schedule.

        4.2 Failure to make scheduled payments may result in default, late payment fees, and repossession of the car by Diznabi Capital Ltd .

          5. Transfer and Subleasing

          5.1 The borrower cannot transfer or sublease the car without prior written consent from Diznabi Capital Ltd .

            6. Insurance

            6.1 The borrower must maintain comprehensive insurance coverage for the car throughout the loan period.

            6.2 The insurance policy must list Diznabi Capital Ltd as the loss payee or additional insured party.

              7. Maintenance and Repairs

              7.1 The borrower is responsible for regular maintenance, servicing, and repairs of the car.

              7.2 The borrower must ensure that the car is kept in good working condition throughout the loan period.

                8. Early Repayment

                8.1 The borrower may choose to repay the loan in full before the agreed-upon maturity date.

                8.2 Early repayment may be subject to prepayment penalties or fees, as specified in the loan agreement.

                  9. Termination

                  9.1 Diznabi Capital Ltd reserves the right to terminate the loan agreement if the borrower fails to meet their obligations or breaches the terms and conditions.

                  9.2 In case of termination, Diznabi Capital Ltd may repossess the car and take legal action to recover outstanding loan amounts.

                    10. Changes to Terms and Conditions

                    10.1 Diznabi Capital Ltd reserves the right to modify or amend the terms and conditions of the hire purchase loan agreement.

                    10.2 Any changes will be communicated to the borrower in writing, and the borrower will have the opportunity to review and accept the revised terms.

                    Privacy Notice

                    Please read in order to continue

                    1. Data Collection and Use

                    1.1 Diznabi Capital will collect and process personal and business information provided by the borrower for the purpose of assessing loan eligibility and managing the loan application.

                    1.2 Diznabi Capital may use the information to verify identity, evaluate creditworthiness, and conduct necessary background checks.

                    2. Data Security and Confidentiality

                    2.1 Diznabi Capital will take appropriate measures to safeguard the confidentiality and security of borrower information.

                    2.2 Access to borrower data will be limited to authorized personnel and third parties involved in loan processing, subject to legal and regulatory requirements.

                    3. Data Sharing

                    3.1 Diznabi Capital may share borrower information with credit bureaus, regulatory authorities, and other entities as required by law.

                    3.2 Diznabi Capital may engage third-party service providers to assist with loan processing and administration. These service providers will be bound by confidentiality obligations.

                    4. Marketing and Communication

                    4.1 Diznabi Capital may use the borrower's contact information to communicate important loan-related updates or offers.

                    5. Data Retention

                    5.1 Diznabi Capital will retain borrower information for as long as necessary to fulfill loan-related obligations and comply with legal and regulatory requirements.

                    6. Rights and Access

                    6.1 The borrower has the right to access and request the correction, update, or deletion of their personal information held by Diznabi Capital, subject to legal limitations.

                    7. Consent

                    7.1 By applying for the business loan, the borrower consents to the collection, use, and disclosure of their personal and business information as outlined in this privacy notice.

                    To continue with your Hire Purchase Business Car Loan application you must accept the Terms & Conditions, and the Privacy Notice 

                    By accepting you are confirming that you have read and agreed to both the Terms and Conditions, and the Privacy Notice

                    If you have any questions regarding our Terms & Conditions, or our Privacy Notice, please contact us for more help.